China Merchants Bank net profit increased by 3% last year, bad rate of 1.68%-cashmere mafia

China Merchants Bank net profit last year, an increase of 3% non-performing rate of 1.68% each reporter Deng Liping evening of February 17th, China Merchants Bank (600036, SH) released 2015 annual results letters. According to the performance bulletin, China Merchants Bank achieved net profit of 57 billion 651 million yuan to shareholders in 2015, an increase of 3.11% over the same period of last year, and the NPL ratio rose to 1.68%. Daily economic news reporter noted that, compared with the net profit growth rate of 8% in 2014, China Merchants Bank’s net profit growth in 2015 fell significantly. However, this is not the case of China Merchants bank. A number of banks previously published results of letters, in addition to a slight increase over the previous year the Bank of Nanjing, Shanghai Pudong Development Bank, industrial bank, CITIC Bank and Ping An Bank net profit growth has declined significantly. China Banking Regulatory Commission previously announced "the four quarter of 2015, the main regulatory indicators data" also mentioned, "banking profits growth has slowed down.". As of the end of the fourth quarter of 2015, commercial banks accumulated net profit of 15926 yuan, an increase of 2.43%." Huatai Securities in a recent research report mentioned that the bank profit growth will still be subject to the narrowing of spreads and rising non-performing rate, and explore the retail, consumption, investment and other new profit growth point takes time, but with the replacement of local debt and asset securitization advance, rising non-performing rate is still controllable in 2016, net profit growth rate can be maintained at a low level of 1%~2%. China Merchants Bank announced the results of the letter also showed that in 2015, the bank achieved operating income of 201 billion 462 million yuan, an increase of 21.46%. However, the rate of non-performing loans increased by a large margin. As of the end of 2015, the non-performing loan rate of China Merchants Bank was 1.68%, up 0.57 percentage points from the previous year. Reporters noted that the CBRC previously released data show that the end of the fourth quarter of 2015, commercial banks (corporate caliber, the same below) the balance of non-performing loans of 12744 yuan, compared with the previous quarter increase of 88 billion 100 million yuan; commercial banks non-performing loan ratio of 1.67%, up 0.08 percentage points from the previous quarter. Enter Sina Financial shares] discussion

招行去年净利同比增3% 不良率1.68%   ◎每经记者 邓莉苹   2月17日晚间,招商银行(600036,SH)发布2015年度业绩快报。根据业绩快报,招商银行2015年全年实现归属于股东的净利润576.51亿元,比上年同期增长3.11%;不良率升至1.68%。   《每日经济新闻》记者注意到,相比2014年8%的净利增速,招商银行2015年的净利润增速明显下滑。不过,这也不是招商银行一家的情况。此前公布业绩快报的多家银行情况来看,除南京银行比上年微幅增长外,浦发银行、兴业银行、中信银行和平安银行净利润增速都有明显下滑。   银监会此前公布的《2015年四季度主要监管指标数据》也提到,“银行业利润增长有所趋缓。截至2015年四季度末,商业银行当年累计实现净利润15926亿元,同比增长2.43%。”   华泰证券在一份最新研报中提到,银行利润增长仍将受制于息差收窄和不良率上升,而大零售、大消费、投行等新盈利增长点的探索尚需时间,但随着地方债务置换和资产证券化的推进,不良率上升速度仍可控,预计2016 年净利润增长率能保持在1%~2%低位水平。   招商银行公布的业绩快报还显示,2015年度,该行实现营业收入2014.62亿元,同比增长21.46%。但不良率有较大幅度的增加,截至2015年末,招商银行不良贷款率1.68%,较上年末增加0.57个百分点。   记者注意到,此前银监会公布的数据显示,2015年四季度末,商业银行(法人口径,下同)不良贷款余额12744亿元,较上季末增加881亿元;商业银行不良贷款率1.67%,较上季末上升0.08个百分点。 进入【新浪财经股吧】讨论相关的主题文章: