Jiangsu property market restrictions on the implementation of the purchase of urban housing released www.sac.net.cn

Jiangsu city property purchase housing implementation details released — real estate — people.com.cn original title: Jiangsu property purchase city housing implementation details released recently in Jiangsu city were released on the market regulation policy restriction, credit limit, the mortgage policy adjustment, the central bank Nanjing branch and Jiangsu Banking Bureau, jointly issued the "notice" on the front part of the city to adjust the differential housing credit policy, the purchase of the property market in Jiangsu clear city housing implementation details. According to the notice, the policy adjustment time in each city government announced the implementation of the time, this time before the housing transaction, according to the original policy implementation; control file not special instructions on the housing transaction point of housing transactions in accordance with the "point net contract signing time (authentication time), registration time of acceptance and approval of the loan by the time that the three date is before the principle"; explained, according to the documents required. The difference of lending policies involving Wuxi, Suzhou, Nanjing in the Wuxi area households for the first time to buy housing for ordinary commercial housing loans to individuals, according to the state of the city’s purchase of the differentiated housing credit policy, the minimum down payment ratio of not less than 30%; the housing has 1 sets of households, again for commercial individual housing loans to buy housing, the minimum down payment ratio of not less than 30% adjusted to not less than 40%. In Suzhou city (including Wujiang District), Kunshan City, Taicang City, within the scope of households for the first time to buy ordinary housing for commercial individual housing loans, the minimum down payment ratio of not less than 30%; the purchase loan records, but the actual did not apply for loans to purchase housing, and there are 1 sets of housing, but there is no record of housing loans appropriate home loans have been settled or households, the minimum down payment ratio of not less than 30% adjusted to not less than 50%; with 1 sets of housing and housing loans outstanding, once again apply for a loan from the minimum down payment ratio of not less than 50% adjusted to not less than 80%; with two or more housing units and households. The suspension of loans. In Nanjing city (including Liuhe District, Gaochun District, Lishui District) within the scope of households for the first time to buy ordinary housing for commercial individual housing loans, the minimum down payment ratio of not less than 30%; the purchase loan records, but did not apply for loans to purchase the actual housing, and there are 1 sets of housing, but there is no record of housing loans appropriate home loans have been settled or households, the minimum down payment ratio of not less than 35% adjusted to not less than 50%; with 1 sets of housing and housing loans outstanding, once again apply for loans the minimum down payment ratio of not less than 50% adjusted to not less than 80%; with two or more housing units and families, to suspend payment loan. Clearly limit the implementation of the loan policy notice that the timing of this policy adjustment to the implementation of the timing of the city government announced that the housing transaction point before this, still according to the original policy implementation. The city real estate regulatory documents, special instructions on the housing transaction point is not the point of housing transactions in accordance with the "net contract signing time (verification time), registration time of acceptance and approval of the loan by the time" three date)相关的主题文章: